Thanks for the recommendations on credit repair on your blog. A few things i would offer as advice to people will be to give up the particular mentality that they'll buy at this point and pay back later. Being a society we tend to try this for many issues. This includes vacations, furniture, along with items we'd like. However, you have to separate the wants from all the needs. While you are working to improve your credit rating score make some sacrifices. For example you may shop online to economize or you can turn to second hand merchants instead of costly department stores intended for clothing.