In these days of austerity and also relative anxiousness about running into debt, a lot of people balk about the idea of utilizing a credit card to make acquisition of merchandise as well as pay for any gift giving occasion, preferring, instead to rely on this tried plus trusted approach to making payment - cash. However, if you have the cash available to make the purchase completely, then, paradoxically, that's the best time just to be able to use the credit card for several good reasons.